Pages Navigation Menu

YourLifeDaily is dedicated to providing inexpensive, creative and resourceful ideas for enhancing the quality of life

Money

How Much Life Insurance Should You Carry? – Investopedia

Posted by on Nov 26, 2013 in Your Money | 0 comments

How Much Life Insurance Should You Carry? – Investopedia

Very few people enjoy thinking about the inevitability of death. Fewer yet take pleasure in the possibility of an accidental death. If there are people who depend on you and your income, however, it is one of those unpleasant things that you have to consider. In this article, we’ll approach the topic of life insurance in two ways: first, we will point out some of the misconceptions about life insurance and then we’ll look at how to evaluate how much and what type of life insurance you need. Read...

read more

How to Pay Off Your Home Faster in Five Steps

Posted by on Nov 26, 2013 in Featured, Your Money | 0 comments

How to Pay Off Your Home Faster in Five Steps

For homeowners, the key to becoming debt free for life is paying off your mortgage as quickly as possible. Of course you can’t even think about doing that unless you have the right kind of mortgage — which is to say, a 15- or 30-year fixed mortgage with payments you can afford to make. If you don’t have that kind of mortgage, I’m going to tell you how you can get one. But for the moment, let’s assume you either have that kind of mortgage or are shopping for a mortgage and can choose. How do you make the right choice so you can pay it off as quickly as possible? Step 1: If You’re Loan Shopping, Choose a 15-Year Mortgage. If you can manage the higher monthly payments, signing up for a 15-year fixed mortgage is the way to go. Not only will you be free of your mortgage debt sooner, but you will also save A LOT of money in the process. Let’s say you have a $300,000 mortgage with a 6% interest rate. Paying it off in 30 years will cost you $647,515, and $347,515 will be interest. Read More...

read more

How To Get a Credit Card With Bad Credit | Credit.com

Posted by on Nov 22, 2013 in Your Money | 0 comments

How To Get a Credit Card With Bad Credit | Credit.com

It’s truly a Catch 22: you need a credit card to rebuild your credit, but how do you get a credit card with bad credit? Millions of people across the country have found themselves in this dilemma after the recession, so you are definitely not alone. The good news is that there are lenders out there who want your business. While issuers may not be marketing as aggressively to consumers with poor credit as they did a few years, ago, some are offering programs to these people. In fact, some studies have found that more than a million borrowers with severely damaged credit ratings are now opening credit card accounts every month! More...

read more

Top 7 Credit Card Offers For Those With Excellent Credit

Posted by on Nov 22, 2013 in Your Money | 0 comments

Top 7 Credit Card Offers For Those With Excellent Credit

Do you have excellent credit?  If so, banks are actively looking to win you as a new credit card customer by offering some unprecedented deals.  Although banks have been more careful about acquiring customers with questionable credit since the 2008 Financial Crisis, they are now fighting harder than ever to win coveted customers with great credit. If you are in the excellent credit sweet spot, they are effectively giving you money (and a lot of it) to use their credit cards.  These are the top 7 deals you can take advantage of today: Read...

read more

4 Overlooked Ways to Pay for College

Posted by on Nov 20, 2013 in Featured, Your Money | 0 comments

4 Overlooked Ways to Pay for College

Paying for college is rarely easy. Ideally, it’s a long term process of building and using a collection of savings, institutional aid, free money, and—if necessary—loans. But with so many avenues for financing your education, it’s often difficult to sort out what might work best for you, given your situation and time frame. Whether you’ll be moving into your dorm room in two months or you’re starting to save now for your toddler’s college education, here are four often-overlooked considerations that may lessen your financial burden Read...

read more

Financial Documents You Should Never Toss

Posted by on Nov 20, 2013 in Featured, Your Money | 0 comments

Financial Documents You Should Never Toss

Your most valuable documents, like passports and birth certificates, are pretty obvious to identify, and the vast majority of people know to store these in a safe and secure place. Financial files, on the other hand, can be a little tricky. While computers and the Internet have made digital record keeping a breeze, some paperwork is best kept on hand at all times. Read...

read more

Best Value Schools – National Universities 2014

Posted by on Nov 20, 2013 in Your Money | 0 comments

Best Value Schools – National Universities 2014

Which colleges and universities offer students the best value? The calculation used here takes into account a school’s academic quality, as indicated by its 2014 U.S. News Best Colleges ranking, and the 2012-2013 net cost of attendance for a student who receives the average level of need-based financial aid. The higher the quality of the program and the lower the cost, the better the deal. Only schools ranked in or near the top half of their categories are included, because U.S. News considers the most significant values to be among colleges that are above average academically Read...

read more

Bitcoin Price Beats One Apple Share, but Is It Worth … – Yahoo Finance

Posted by on Nov 19, 2013 in Your Money | 0 comments

Bitcoin Price Beats One Apple Share, but Is It Worth … – Yahoo Finance

The upstart electronic currency bitcoin has soared from zero five years ago and under $150 apiece six weeks ago to above $600 Monday – more than a share of Apple Inc. (AAPL) is worth, and quite a sum for an instrument with only limited use as money and which few consumers understand. The confusion surrounding bitcoin, which has attributes both of a currency and a speculative investment, has prompted U.S. authorities to weigh in on its legitimacy. The Justice Department told Congress that it and all electronic payment technologies have benefits for consumers, while of course asserting it will seek to root out any illicit transactions made in bitcoin. The Securities and Exchange Commission, meantime, suggested bitcoins “likely” meet the definition of securities, and thus could be subject to SEC regulation. Read...

read more

31 Ways To Earn Extra Income

Posted by on Nov 15, 2013 in Your Money | 0 comments

31 Ways To Earn Extra Income

Earning income doesn’t have to stop at your salary. There’s no better way to learn how to make more money than from people who have actually done it—so read these true-life examples cited by Reddit users. Read More>>>>  

read more
Rentals From $8.98 A Day 7 Major Car Vendors. Save Up To 40%
Skip to toolbar