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Insurance mistakes to avoid – Consumer Report

Posted by on Jan 30, 2014 in Your Money | 0 comments

You spend a lot of money on insurance to protect your home and vehicles. Don’t get caught short because you misunderstood how these insurance policies work. Here are four big gotchas to avoid. Car: You buy only the minimum Coverage Home: You fail to add coverage Renters: You assume you don’t need it Personal Liability: You don’t think your are a target.   Cover yourself from common key risk. For a  rundown of the most critical elements of car, homeowners, renters and personal liability insurance  Click Here. These tips will save you money and give you the piece of mind that you have the right insurance coverage to protect you and your love ones.    ...

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Investing in Start-Ups Is Risky Business - Kiplinger

Posted by on Dec 13, 2013 in Your Money | 0 comments

Imagine touring dozens of online marketplaces that feature hundreds of investment prospects in start-up businesses. You choose ten or so companies, investing perhaps $1,000 each—and dream of getting in on the ground floor of the next Facebook or Twitter. Welcome to “crowdfunding,” a new asset class that offers big opportunities for small investors—and perhaps even bigger hazards. Under a new federal law, fledgling businesses will be able to raise small sums online from a lot of investors. “This provides entrepreneurs with a fresh way to raise capital,” says Ryan Feit, a founder of the crowdfunding Web site SeedInvest. For small investors, he says, sites such as his “make investing in start-ups as easy as buying a share of Microsoft.”   Read More...

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Christmas Gift Advice From Around the Web

Posted by on Dec 12, 2013 in Uncategorized | 0 comments

A look at tips from personal finance bloggers about what to buy everyone on your list. I am done with my Christmas shopping — DONE. I didn’t want to be rushing around at the last minute trying to buy gifts and putting myself at risk of overspending just to cross items off my list. It appears that I am in the minority, though. Nearly 90% of shoppers recently surveyed by RetailMeNot.com said they still have presents to buy. So if you’re among those still needing to make some holiday purchases, I’ve rounded up loads of great gift ideas from some of our favorite personal finance bloggers. …read...

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10 Best Public College Values, 2014 – Kiplinger

Posted by on Dec 12, 2013 in Your Money | 0 comments

We rank Kiplinger’s top 100 public colleges and universities based on measures of academic quality and affordability — among them, low student-faculty ratios, high graduation rates, reasonable price tags and rich financial aid, including need-based aid (grants, not loans) for students who qualify. These ten schools are the cream of the crop of that already-elite list. In 2014, tuition increases are slowing for in-state students at public colleges, but faltering financial aid means that the net price — what students actually pay Read more...

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How to Keep Santa on a Budget

Posted by on Dec 12, 2013 in Uncategorized | 0 comments

These tips will help you keep holiday spending under control. Well, duh. Hard to believe anyone needed a study to figure that out. This year has been particularly stressful because of the abbreviated three-week period between Thanksgiving and Christmas. I’m getting a bit anxious because two of my three children still have not checked in with their Christmas lists. Yes, I still ask my grown kids for wish lists. I’ve always thought lists are an effective holiday budgeting tool for the whole family. They help stressed-out parents stay organized and on task; they help kids learn to set priorities; and they help everyone keep from overspending. (And now that my kids are older and can include Web links to some of the things on their wish lists, it makes shopping a whole lot easier.) Americans seem to need all the...

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