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How to Keep Santa on a Budget

Posted by on Dec 12, 2013 in Uncategorized | 0 comments

These tips will help you keep holiday spending under control. Well, duh. Hard to believe anyone needed a study to figure that out. This year has been particularly stressful because of the abbreviated three-week period between Thanksgiving and Christmas. I’m getting a bit anxious because two of my three children still have not checked in with their Christmas lists. Yes, I still ask my grown kids for wish lists. I’ve always thought lists are an effective holiday budgeting tool for the whole family. They help stressed-out parents stay organized and on task; they help kids learn to set priorities; and they help everyone keep from overspending. (And now that my kids are older and can include Web links to some of the things on their wish lists, it makes shopping a whole lot easier.) Americans seem to need all the...

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Holy wow, you can actually swim like Scrooge McDuck in this bank vault

Posted by on Dec 12, 2013 in Your Money | 0 comments

People of Earth, dreamers of the universe and possible alien organisms of the beyond: you can swim like Scrooge McDuck in a Swiss bank vault in real life. Like, literally swim in money. This is incredible. A bank safe swimming pool filled with 8 million Swiss coins is being auctioned off to the highest bidder who wants to fulfill every person’s childhood (and adult) dream of swimming in money. …   …read...

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7 Smart Ways to Budget for Holiday Gifts – USNews.com

Posted by on Dec 2, 2013 in Uncategorized | 0 comments

The average holiday shopper will spend $737.95 on gifts, decor, greeting cards and other holiday items this year, according to the latest data from the National Retail Federation. If you’re worried about having enough saved up for the holidays, use these seven tips to budget for holiday gifts: 1. Take a close look at your discretionary income. Your holiday budget will depend on how much extra money you have after your monthly expenses are covered. If your income has changed recently or if you are expecting a bonus before the year’s end, review your budget closely to determine exactly how much you can afford to spend on extras this season. Read...

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Top 10 Ways to Make Money on the Internet – How Stuff Works

Posted by on Dec 2, 2013 in Your Money | 0 comments

Unless you’re a freegan and have found a way to live entirely off the grid, you probably need some sort of steady income in order to survive. The traditional way to earn money, of course, is by having a job. You work for a company or start your own, and the work you do earns you money, which you spend on things like a mortgage, rent, food, clothing, utilities and entertainment. Most people typically work from their company’s central location, a physical space where everyone from that organization gathers to exchange ideas and organize their efforts. But a few lucky souls have found ways to make money within the comfort of their own home. With the Internet, an ever-changing arena for businesses, some people looking to earn money are finding ways to do so. Some forms are best for...

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10 Savvy Tax Moves to Make Before Jan. 1st – Yahoo Finance

Posted by on Nov 28, 2013 in Your Money | 0 comments

April 15 is the target date for taxes, but to ensure that you pay the Internal Revenue Service the least possible amount on that date, you need to make some tax moves before the tax year ends. The good news this year is that the federal tax laws are in place, unlike at the end of 2012, when Congress was still fighting over legislation. The bad news is that if you earn a lot of money, you could face some new taxes. The best news, regardless of your income level, is that you still have time — until Dec. 31 — to reduce your tax bill. Some tax moves will take a little planning. Others are very easy to accomplish. But all are worth checking out to see if they can reduce your tax bill. Following are 10 year-end...

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