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7 Smart Ways to Budget for Holiday Gifts – USNews.com

7 Smart Ways to Budget for Holiday Gifts – USNews.com

The average holiday shopper will spend $737.95 on gifts, decor, greeting cards and other holiday items this year, according to the latest data from the National Retail Federation.

If you’re worried about having enough saved up for the holidays, use these seven tips to budget for holiday gifts:

1. Take a close look at your discretionary income. Your holiday budget will depend on how much extra money you have after your monthly expenses are covered. If your income has changed recently or if you are expecting a bonus before the year’s end, review your budget closely to determine exactly how much you can afford to spend on extras this season. Read More>>>>

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